This policy paper sheds light on how localisation of humanitarian funding can improve disaster risk reduction and management (DRRM) in Jordan, especially for water-related shocks like floods, droughts, and frost. Central to the paper is a three-levelled framework that highlights the role of each key stakeholder; international donors, governmental institutions, civil society organisations (CSOs), and local communities, in advancing localisation. After clarifying responsibilities and illustrating how each actor contributes to mitigating water shocks, the paper proposes policy recommendations that support more effective, inclusive and sustainable responses that are better suited to the needs and contexts of local communities.